UNITED PROFESSORS of MARIN
AFT Local 1610
  • A New Benefit Available at NO COST for All Active AFT Members
    Posted On: Aug 07, 2017

    A New Benefit Available at NO COST for All Active AFT Members

    July 28, 2017

    Effective Tuesday, Aug. 1, all active, working AFT members in good standing will have $5,000 of accidental death and dismemberment (AD&D) insurance coverage provided at no cost to them through the national AFT. Coverage will double if the accidental death or injury occurs at the workplace. Agency fee payers and retired members are not eligible for this benefit.

    AFT members know that their union is with them in all aspects of their lives, and this new benefit is just the latest example of that commitment in action. But we need your help to make sure everyone knows about it. Here’s a list of steps we hope you will take to notify members of this new benefit:

    1)   Send an alert to your union officers and stewards so they are aware of the new benefit and can help you get the word out.

    2)   Create and send an email or other communication to members (see sample text below).

    3)   Go to our webpage www.aft.org/add (starting July 29) to download or link to the following resources:

    a)   Flyer for members to notify them of the new benefit. You can do any or all of the following:

    i)     Download and attach a PDF of the flyer in your message.

    ii)   Add the link to your website.

    iii)  Print the flyer and distribute it through your steward/rep structure or other communication network, and put it in a kit or information packet for new members.

    b)   Certificate of insurance for members to print and keep with their personal papers.

    c)   Beneficiary form so members can update their contact information and name a beneficiary.

    i)     Beneficiary forms should be submitted to the local and kept in a secure place.

    ii)   An online beneficiary form is being developed that will allow for safe electronic storage of this information.  If you would rather use the online form, register here to get the instructions when the template form is available. Bonus: The form will give you up-to-date membership contact information, so we encourage you to use it.

    Does your local currently provide AD&D coverage through the AFT Member Benefits program?

    If so, this new benefit provides additional coverage, on top of any existing coverage.

    On top of that, the value of each unit of the affiliate-purchased program is increasing by 25 percent. The chart below may help in explaining the coverage.

    Number of units

    Annual cost per member

    Current coverage value

    New coverage value effective 8/1/2017

    Value doubles if incident occurs in the workplace

    NEW COVERAGE FOR ALL ACTIVE AFT MEMBERS

    NO COST

    $5,000

    $10,000

    FOR MEMBERS CURRENTLY COVERED BY THE AFFILIATE-PURCHASED PROGRAM

    1

    $0.60

    $5,000

    $6,250

    $12,500

    2

    $1.20

    $10,000

    $12,500

    $25,000

    3

    $1.80

    $15,000

    $18,750

    $37,500

    4

    $2.40

    $20,000

    $25,000

    $50,000

    5

    $3.00

    $25,000

    $31,250

    $62,500

    If your local does not offer an AD&D benefit or would like to offer additional levels of coverage, you always have the opportunity to do so at later date.

    If you have any questions or need more information, please contact Tish Olshefski at tolshefs@aft.org.

    *Note: Injuries covered include loss of limbs, vision and hearing. For specifics, consult the AD&D policy or certificate at www.aft.org/add.

    SAMPLE TEXT FOR COMMUNICATING TO MEMBERS

    INSTRUCTIONS:

    1)   There are two sample messages below. The first is for affiliates with agency fee payers, and the second is for affiliates without agency fee payers. If you don’t have the capacity to collect paper beneficiary forms, remove the highlighted text.  Remember, you can send the online beneficiary form very soon.

    2)   For email communication, copy and paste the text below, edit it as needed and send your message through your own email system.

    3)   For newsletter or website communication, copy and paste the text into your template. 

    SAMPLE MESSAGE TO MEMBERS FOR LOCALS WITH AGENCY FEE PAYERS—PLEASE DO NOT DISTRIBUTE BEFORE AUG. 1

    Effective Tuesday, Aug. 1, every active, working member of our union is covered—at no cost to you—by a $5,000 accidental death and dismemberment insurance policy, provided by our national union, the AFT. Agency fee payers and retired members are not eligible for this benefit.

    Your union stands with you in all aspects of your life. Whether an accident happens at work or somewhere else, this insurance provides members and their families with financial support during a stressful time. Members who spend their lives working to provide stability for their families should have extra protection if a work-related accident occurs. That’s why the policy provides extra benefits for workplace accidents—doubling if the injury or death occurs at the workplace.

    Visit the AFT webpage www.aft.org/add for a certificate of insurance to keep with your personal papers and for a beneficiary form, which should be completed and sent to our union office, your steward or a union leader. 

    Thank you for all you do for those we serve. 

    SAMPLE MESSAGE TO MEMBERS FOR LOCALS WITHOUT AGENCY FEE PAYERS—PLEASE DO NOT DISTRIBUTE BEFORE AUG. 1

    Effective Tuesday, Aug. 1, every active, working member of our union is covered—at no cost to you—by a $5,000 accidental death and dismemberment insurance policy, provided by our national union, the AFT. Retired members are not eligible for this benefit.

    Your union stands with you in all aspects of your life. Whether an accident happens at work or somewhere else, this insurance provides members and their families with financial support during a stressful time. Members who spend their lives working to provide stability for their families should have extra protection if a work-related accident occurs. That’s why the policy provides extra benefits for workplace accidents—doubling if the injury or death occurs at the workplace.

    Visit the AFT webpage www.aft.org/add for a certificate of insurance to keep with your personal papers and for a beneficiary form, which should be completed and sent to our union office, your steward or a union leader.

    Thank you for all you do for those we serve


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